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To undertake the certificate 4 training and assessment upgrade process you must be currently employed as a trainer and assessor in an RTO and must be able to provide evidence for all units listed.
A part of the evidence you provide will be Third Party Reports, verifying your currency.
This process consists of 2 steps.
Step one involves putting together a portfolio which provides evidence for 8 units of competency. This evidence is assessed and if criteria is met you are awarded the TAA40104.
Step two involves the completion of third party reports, and the collection of a job description and current resume to demonstrate competence for 3 elective units of competency from the certificate 4 training and assessment. These documents, along with your TAA40104 certificate provide the evidence required for the TAE40110. For more information visit www.ballinger.edu.au
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Have you ever seen the Super Retriever Series on ESPN? Well it’s a great competition where hunting dog owners compete against each other to determine who has the best gun dog. Well I just noticed a sponsorship change that ousted SportDog from the title sponsors. Dogtra is now the 2008 title electronic collar sponsor. This may be largely do to the fact that Justin Tackett, the Super Retriever Series host, is also a Dogtra Pro Staff. Or maybe its coincidence? What ever the case may be, I enjoy watching these competitions on Saturday mornings and would support any manufacturer that toes the line and helps support these events. Visit http://www.gundogsonline.com/dog-training-collars/dogtra/ to find your next Dogtra Collar.
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Best Indexed Annuities – Vesting Some fixed index annuity credit none of the index-linked interest or only part of it, if you take out all your money before the end of the term. The percentage that is vested, or credited, generally increases as the term comes closer to its end and is always 100% at the end of the term. Annuity Definition
Indexed Annuity Margin/Spread/Administrative Fee In some annuities, the index-linked interest rate is computed by subtracting a specific percentage from any calculated change in the index. This percentage, sometimes referred to as the “margin”, “spread”, or “administrative fee,” might be instead of, or in addition to, a participation rate. For example, if the calculated change in the index is 10%, your index annuity might specify that 2.25% will be subtracted from the rate to determine the interest rate credited. In this example, the rate would be 7.75% (10% -2.25% = 7.75%). In this example, the company subtracts the percentage only if the change in the index produces a positive interest rate. Annuity Definition
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INDEX ANNUITY QUESTIONS YOU SHOULD ASK YOUR AGENT OR THE COMPANY You should ask the following questions about equity indexed annuities in addition to the questions in the Buyer’s Guide to Fixed Deferred Annuities. How long is the term? What is the guaranteed minimum interest rate? What is the participation rate? For how long is the participation rate guaranteed? Is there a minimum participation rate? Does my contract have an interest rate cap? What is it? Does my contract have an interest rate floor? What is it? Annuity Definition
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